What Does Debt Mean To You? The very word ?debt? is enough to bring fear to a great number of people, suggesting as it does a range of worries from being unable to make mortgage payments, keep a car on the road, take holidays and even, for some people, to eat three good meals daily. There … [Read more...]
Secured Loans ? The Pitfalls
Secured Loans ? The Pitfalls Taking out a loan for a small amount to pay for a purchase that is just outside your usual spending power should be quite a manageable situation. If you take the loan out at a reasonable rate of interest over a decent term then you should be able to make the … [Read more...]
Irresponsible Lending, Spending and Borrowing
Irresponsible Lending, Spending and Borrowing One of the major criticisms of banks which emerged as the extent of the global credit crisis became clear to everyone was that they lent money irresponsibly to too many people. Most of us, if offered the chance to have a spending pot of more … [Read more...]
Is Life Fantastic With Plastic?
Is Life Fantastic With Plastic? We in society have become used to using plastic cards to pay for our purchases, because it promises convenience, speed and reassurance about our situation. While today we may not have the money to pay for that stereo or that holiday, a quick call to a bank … [Read more...]
A Debt Management Plan Could Be Your Salvation
A Debt Management Plan Could Be Your Salvation Although we as a society have become used to the potential pitfalls of irresponsible lending and borrowing, there are still countless people who have to face a situation where they are placed under extreme pressure to make repayments because … [Read more...]
Living Debt Free
Living Debt Free There is an increasingly widely held impression in society today that in order to get by, you have to get into debt at some time or another. This is actually untrue, but because for many people the alternative seems to be a fairly boring life, they feel that it may as … [Read more...]
Your Credit Rating
Any time you take out credit for the purposes of making a purchase, or for any other reason in fact, this information goes onto a file which is held by any one (or more) of a number of credit monitoring agencies in your country. Any payments you make (or miss) and any changes to your account are … [Read more...]
A Life Of Debt
Since about a decade ago, the rise in numbers of people using credit to fund larger purchases has been steep. We have definitely become more impatient as a society, and this has meant that where we see an opportunity to acquire expensive consumer items we are unlikely to spurn that opportunity. Due … [Read more...]
Is a Loan the Way To Go?
In the society in which we live, we all see from day to day people who have possessions which we would like to own for ourselves. Unfortunately, budgetary concerns make this impossible, in some cases. To overcome this situation, more and more people are looking at taking out personal loans as a way … [Read more...]
Can You Get Credit?
One thing that has been made very clear to people over the last few years is that taking out credit comes with some risks attached. If you are borrowing either on a credit card or a loan, it really is not advisable to borrow ?as much as you can?, when the amount that you can borrow tends to be … [Read more...]
