Credit repair is the process of fixing poor credit standing that may have deteriorated for various reasons. It involves identifying errors and disputing them with the credit bureaus. It also involves negotiating with creditors to remove negative information from your credit report. Here are some … [Read more...]
Consumer Credit Counseling Services
Consumer Credit Counseling Services We are a country in debt and that debt can get out of control quickly which is why there is an ever growing need for consumer credit counseling services. These businesses specialize in helping people who are in debt over their heads and need help … [Read more...]
Sometimes Counseling Can Help
Sometimes Counseling Can Help The word ?counseling? is one that can trigger some pretty extreme reactions in people. Given its long association with people under the effects of depression or other mental stresses, it is viewed by many people as being something with a stigma attached to … [Read more...]
What Is Bad Credit?
What Is Bad Credit? The words bad credit conjure up such negative images, don t they? That s because those two little words aren t exactly what people want associated with them. When you have BAD CREDIT, you are almost marked when it comes to obtaining things like cars and homes. It s … [Read more...]
Turning Your Credit Situation Around
Turning Your Credit Situation Around It is a very rare kind of person that does not have money problems at some point in your life. It is important to realize in the circumstances that missing a single payment on your credit card does not make you a bad person, a financially reckless … [Read more...]
Bad Credit Private Student Loan
Bad Credit Private Student Loan What do you do when you have bad credit and you need to get a student loan through a private company? It might seem like there s just no way you ll be able to get a loan to attend school, but really, there is hope on the horizon. Just because you have bad credit … [Read more...]
College Students In Credit Card Debt
College Students In Credit Card Debt College students are running up an alarmingly large amount of credit card debt these days and it is only increasing with the passage of time. The average undergraduate student carries $2,500 in credit card debt and by the time they graduate from … [Read more...]
Unsecured Credit Tips
Unsecured Credit Tips Although there are obvious pitfalls to taking out a mortgage or a new car loan which are not a problem with unsecured credit, there is no doubt that unsecured borrowing can still be a very risky endeavor. Just because the lender cannot repossess your possessions to … [Read more...]
Annual Credit Report
Annual Credit Report As a consumer in the United States, the Federal Government decided back in 2003 that you are entitled to receive a free annual credit report so you can monitor your credit and your credit rating. The FACT Act was passed unanimously so that all Americans could get a … [Read more...]
Where The Banks Have Gone Wrong
Where The Banks Have Gone Wrong It would be very simplistic to place the blame for the global financial crisis at the door of one financial sector, or at the feet of any organisation operating within that sector. The reason why the finances of so many major countries are now unstable … [Read more...]
