Unsecured Credit Tips
Although there are obvious pitfalls to taking out a mortgage or a new car loan which are not a problem with unsecured credit, there is no doubt that unsecured borrowing can still be a very risky endeavor. Just because the lender cannot repossess your possessions to … [Read More...]
Annual Credit Report
As a consumer in the United States, the Federal Government decided back in 2003 that you are entitled to receive a free annual credit report so you can monitor your credit and your credit rating. The FACT Act was passed unanimously so that all Americans could get a … [Read More...]
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What Is Bad Credit?
The words bad credit conjure up such negative images, don t they? That s because those two little words aren t exactly what people want associated with them. When you have BAD CREDIT, you are almost marked when it comes to obtaining things like cars and homes. It s … [Read more...]
Bad Credit Private Student Loan
What do you do when you have bad credit and you need to get a student loan through a private company? It might seem like there s just no way you ll be able to get a loan to attend school, but really, there is hope on the horizon. Just because you have bad credit … [Read More...]
College Students In Credit Card Debt
College students are running up an alarmingly large amount of credit card debt these days and it is only increasing with the passage of time. The average undergraduate student carries $2,500 in credit card debt and by the time they graduate from … [Read More...]